About Blue Elk Advisors

Expert auto finance compliance solutions nationwide.

The Operational Advantage

Blue Elk Advisors is a team of auto finance specialists dedicated to optimizing your processes to be efficient, effective, and compliant.

Deep Regulatory Insight
Deep Regulatory Insight

We possess a thorough understanding of examination objectives and outcomes, having worked extensively with federal and state agencies, including the CFPB.

Decades of Operational Experience
Decades of Operational Experience

We have over 10 years of experience developing, building, managing, and training teams to process aftermarket product refunds on auto loans.

Customized Compliance Solutions
Customized Compliance Solutions

We create tailored processes and solutions for lenders to execute required steps, ensuring consumer refunds are processed accurately and effectively.

Software Implementation Mastery
Software Implementation Mastery

We help lenders implement software solutions for cancellations and refunds and provide post-implementation support for exceptions and operational questions.

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Why Choose the Insider

Our operational experience is our greatest asset. We’ve not only sat across the table from regulators but have also managed the day-to-day work, which means we know exactly how to teach you.

We Teach What We've Done

Our team has actually executed the work your lenders need to do, making us the most qualified to train and advise your teams.

Experts in Market Software

We are proficient with the two main software solutions available in the market and have extensive experience across all relevant technologies.

Beyond Consulting

We provide solutions that address your systems' lack of sophistication and outdated design, moving you past cumbersome and non-compliant processing.

Focused Niche Authority

As the only consulting firm dedicated to this part of auto loan servicing, our focus is unparalleled, ensuring you receive the highest level of specialized expertise.

Our Leadership Team

Rachael Clyde Benson

Rachael Clyde Benson

Co-Founder, Managing Partner

Recognized as one of the most knowledgeable operational experts in the product refund industry.

  • Background in Audit and Finance: Earned her CPA and worked as a bank auditor before serving as a controller for a vehicle service contract administrator.
  • Technology Development Focus: Worked extensively with technology companies to develop solutions that support the aftermarket cancellation process.
Mike Chalmers

Mike Chalmers

Co-Founder, Managing Partner

Brings together decades of proven leadership in indirect auto finance with extensive experience in aftermarket product administration.

  • Executive Auto Finance Leader: Over 30 years of operational and executive leadership with top 20 auto lenders.
  • Vehicle Service Contract Administrator: Led a vertically integrated VSC company as President of both the administrator and Insurer.

Who We Serve

We work with indirect auto lenders, big and small, to improve their process and compliance state.

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Banks
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Credit Unions
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Finance Companies
Captive Finance Companies
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Get Started Today

Ready to transform your aftermarket product compliance processes with expert guidance from the industry's only dedicated consulting firm? Contact our team.